#4. DO IT YOURSELF!!!!

Recently, my husband completed our taxes using Turbo Tax. For the last 16+ years, we have always paid different accountants or other tax companies to do it for us.  The last two years, we were disappointed not only with our return, but the lackadaisical manner at which they were completed. Since we moved to a new area, we sought out reputable accountants that could file our returns for us to no avail. So, we decided, why not save a few dollars and headaches and attempt this ourselves? After filing with great ease and success, I was left to wonder, how many other ways do we put our fate in the hands of supposed trusted people, and at what cost? What other skills do we lack simply because we don’t try?

Think about it. Back in the day, I remember people growing their own food in the garden, changing their own oil, building their own sheds, changing their own tires, painting their own nails, washing their cars, dying their hair, booking their vacations, cutting and fertilizing their grass, cooking their food, etc… Today, we have gotten to the place where we can’t leave the house on a sunny afternoon without having someone else cut and paint our toenails for us. YIKES!!! We are quick to complain about the scratch put in our new car’s exterior paint job during the 5-minute automated car wash, yet we are too busy to wash it ourselves. In the meantime, a $10 car wash every week, $7 brow wax, $30 manicure, $90 lawn care, $50 dog grooming begins to add up…

The problem is not seeking out the help to perform tasks that clearly the professionals can do easier or faster than we can. Obviously, we all are super busy. But, at what cost? I find it interesting that we have gotten to the point where we will spend a large portion of our salaries paying for the ability to have many of these tasks performed for us. How much would we save, and not have to work if we simply did them ourselves? What new skills would we learn and be able to pass on to our children if we even tried?  A person who brings home $600 a week in pay, yet has a 1-hour commute, a $200 daycare bill, lunch in the lunchroom/restaurant, gas etc.. is ultimately working to pay for work. The idea of taking our 6-week old child to a daycare facility, depending on a restaurant to supply our nutrition regularly, expecting the local lawn company to keep our lawns looking pristine, not only makes us vulnerable to the level of excellence they CHOOSE to perform, but it costs a ton. When we did our taxes, we certainly put a lot more effort, time and care into the job than anyone else could. We learned a lot and saved a TON of money. You certainly would care for your child much better than the worker earning a minimal wage. And you would take pride in making your lawn look amazing because it is a reflection of you.

I am not suggesting that you drop your busy loads to complete menial jobs around your home. But perhaps we can all be mindful of just how much we spend and how often we put our responsibilities in the hands of others that otherwise are not connected to us in any way. God has given you grace to do all you need to do in your home. Be wise not to turn that authority over to complete strangers whose only motivation is not their service to you, not your best interest, but making a buck or two…

Ps. If you get a second, add some of the ways you save money by “doing it yourself” in the comment section below. Hopefully we can generate various ideas that would help us all…

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