Looking for a great resolution for 2017????? What if: you decided that starting 2017 you will live debt free? What if you cut up your credit cards and decided to make all purchases with cash/debit/check only, got out of debt and stayed out???? Sounds difficult I know.

My awesome pastor taught a series at church WAAAAAY back in 1998 about living a life free of debt, maintaining a budget and basing your spending on one salary (after tithes and offering). Since 1998, my husband and I made the decision to tithe and give offerings faithfully, live on his salary alone and to not charge or finance another item ever again. With the exception of a mortgage, (we have a payoff plan for that too!!! Lol!!!) we have maintained those goals without compromise… not for a car, my master’s degree, furniture, vacations, jewelry, clothing… NOTHING. It took a TON of sacrifice, delayed gratification, buying used, and strategic budgeting… But I tell you, we have never missed a beat, never gone without and have gained the true freedom to do exactly what we are called to do.

Many people ask me how I retired at age 37? How we were able to pack up and build a home in the mountains, travel regularly, buy a brand-new car in cash, give generously, etc… It really doesn’t make much natural sense. My husband and I come from low income families. Both of us grew up on welfare. When people see us now, they would never know. I am careful to share our story with others because our success is not based on traditional methods of education, intellect, some great investing scheme. We didn’t collect an inheritance, win a settlement etc…

Simply put, His ways are higher than ours. We’re not perfect, and never claim to be. But He is… When we were led to live debt-free, we simply obeyed. And God simply provided. I dare you to trust Him with your finances… With EVERYTHING!!!! You will soar to places beyond your dreams!!! I hope this blesses someone today… Happy New Year!!!! 🙂